A free app for Android, by APaylater Financial Pte Ltd.

Atome PH - Buy Now. Pay Later is a buy now pay later (BNPL) app that lets you shop what you love online and in-store. It works with merchants in the Philippines that accept credit and debit cards and even with cash on delivery merchants.

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With Atome, you can shop online and in-store without worrying about paying in full or getting charged for it. You can even make payments to be able to shop more, as long as you can afford it.

Atome can offer you BNPL service in the Philippines because of the country's buy now pay later (BNPL) law. The online and in-store part of the app is what makes it different from other BNPL apps.

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App specs

Also available in other platforms

Program available in other languages



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Laws concerning the use of this software vary from country to country. We do not encourage or condone the use of this program if it is in violation of these laws.
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Is atome PH - Buy Now. Pay Later safe?

Score result: Clean

This app is available directly from the official Google Play Store. Since the official app stores maintain their own rigorous security standards and review processes, we rely on their trusted distribution platform rather than performing additiona scans. You can download with confidence knowing this comes straight from the verified source.

  • Virus free
  • Spyware free
  • Malware free